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Cox Private Wealth

Cox Financial Group, Lethbridge Benefit Advisors, Employee Benefits, Estate Planning, Lethbridge, Brad Cox, Jared Cox, Geoff Cox, Harry Cox, Southern Alberta Advisors, Alberta Blue Cross, Silverberg Group, Alberta Workplace Solutions, London Life, retain

Our Client's

We provide comprehensive portfolio management and planning services to affluent individuals, families, as well as corporate and trustee relationships.

 

Cox Financial Group, Lethbridge Benefit Advisors, Employee Benefits, Estate Planning, Lethbridge, Brad Cox, Jared Cox, Geoff Cox, Harry Cox, Southern Alberta Advisors, Alberta Blue Cross, Silverberg Group, Alberta Workplace Solutions, London Life, retain

How We Help You

We start by helping you define and quantify your financial goals and then create a practical, step-by-step plan to help you reach them. 

Cox Financial Group, Lethbridge Benefit Advisors, Employee Benefits, Estate Planning, Lethbridge, Brad Cox, Jared Cox, Geoff Cox, Harry Cox, Southern Alberta Advisors, Alberta Blue Cross, Silverberg Group, Alberta Workplace Solutions, London Life, retain

A Success Story

Read this case study about how we helped a client achieve safety of capital with enough secure investments to provide adequate income.

 

 

Our clientele consists of high net worth individuals, families, as well as corporate and trustee relationships.  They are from various walks of life, different ages and have different levels of investment experience.  Yet they share a common mindset: our clients have wealth they want to grow and protect.

 

We are dedicated to providing our client's with a world-class experience in the management of their wealth by delivering strong, risk-adjusted returns with the highest level of personalized client service.

 

Our Client's
 
 
How We Help You

 

We move beyond the traditional approach by taking into account all aspects of your financial picture and examining how they work together to form your entire portfolio.

 

Our unique approach will help simplify the investment landscape and create solutions that integrate your goals while safeguarding and growing your net worth.  We are committed to providing independent unbiased advice, a transparent compensation schedule and working to negotiate the best possible fees on your behalf.

 

 

Challenge

 

Providing safety of capital and enough secure investments to provide adequate income.

 

Their Story

 

A couple in their early 60’s had an offer to buy their farm operation.  For the first time they seriously considered retirement.  Their children were not involved in the farm in any capacity and would not likely return in the future.  They had worked long and hard for many years.  Although not large the farm had provided a good lifestyle and great place to raise their family.   Physically and emotionally they were ready to sell, however, they were worried that if they sold they might not have enough money to last them through retirement.  They had invested somewhat into off farm assets like RRSP’s and Life Insurance but had never had a large lump sum of money to manage and invest.

 

Solution

 

After taking time to understand their income goals and tolerance for risk and volatility, we recommended a diversified portfolio managed by our Cox Private Wealth Team at reduced fees, for a significant portion of their funds.  The portfolio was set up to provide dividend and interest income sufficient to meet their immediate and long term goals.

 

Because of their relatively young retirement age and tolerance for market fluctuations they chose a balanced asset allocation initially.  We constantly monitor the advice, performance, reporting and service of the asset managers along with their other assets.  Their remaining assets were allocated to provide liquid capital for emergency and lifestyle needs in guaranteed investments.  This strategy provided stability for the long term and access to capital even if markets were in a downturn.

 

Results

 

The portfolio has provided an adequate stable income for over 5 years. Market returns have been above expectations therefore the portfolio has grown significantly from their initial investment.  This has given them the comfort to rebalance their asset allocation to be a bit more conservative while maintaining adequate income.  They also have chosen to take some lump sums to treat their extended family to “dream vacations” which they all shared together.

 

They say they sleep well at night.  They keep aware of market news but feel comfortable and well positioned to weather the storms that may come just like they did when they were on the farm.

 

 

To find out more about how we can help you achieve your objectives send us a quick email below or give us a call at 403-329-4420.

 

 

 

Can We Afford To Retire?
 
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Cox Financial Group Ltd. and Cox Private Wealth - Aligned Capital Partners Inc. (ACPI) are separate legal entities. All non securities related business conducted by your Advisor as a representative of Cox Financial Group Ltd.is not in his or her capacity as an agent of ACPI.
 

Cox Private Wealth is an investments trade name of Aligned Capital Partners Inc. (ACPI), a member of the Canadian Investor Protection Fund (CIPF.ca) and the Investment Industry Regulatory Organization of Canada IIROC.ca ). Investment products are provided by ACPI and include, but are not limited to, mutual funds, stocks, and bonds.


Any advice which may be given in respect of non securities services is given by your Advisor solely and no such advice is given in their capacity as an agent of ACPI and is not protected by the Canadian Investor Protection Fund (CIPF). CIPF Coverage is available to investment dealers that are members of IIROC and does not cover insurance products and segregated products not held by a Member.
 

Non securities related business includes, without limitation, fee based financial planning services; estate and tax planning; tax return preparation services; advising in or selling any type of insurance product; any type of mortgage service. Accordingly, ACPI is not providing and does not supervise any of the above noted activities and you should not rely on ACPI for any review of any non securities services provided by Cox Financial Group Ltd.


This website is for general information only and is not intended to provide specific personalized advice including, without limitation, investment, financial, legal, accounting or tax advice. Please consult the appropriate professional depending on your particular circumstances. This website does not constitute an offer or solicitation in any jurisdiction in which such offer or solicitation is not authorized or to any person to whom it is unlawful to make such offer or solicitation.

 

National Bank Independent Network (NBIN) is a division of National Bank Financial Inc. (NBF Inc.), as well as a trademark owned by National Bank of Canada (NBC) that is used under license by NBF
Inc. NBF Inc. is a member of the Investment Industry Regulatory Organization of Canada (IIROC) and the Canadian Investor Protection Fund (CIPF). NBF Inc. is the Carrying Broker for the Investment Dealer with whom you opened your securities account. Your Investment Dealer is independent of NBIN and has retained NBIN to provide certain record keeping and operational services which may include execution and settlement of securities transactions, custody of securities and extension of credit on margin transactions. For more information: https://www.nbin.ca/repositories/publicsite/about.html

 

The opinions expressed are those of the author and do not necessarily reflect those of ACPI. The information contained on this website is subject to change without notice. Information has been gathered from sources believed to be reliable. The owner and publisher of this website are not liable for any inaccuracies in the information provided.

For further Aligned Capital Partner Inc. important legal and compliance disclosure, please visit www.alignedcapitalpartners.com

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